Option 1: Prepayment in full, placed in a trust, guarantees the price of the funeral and any merchandise selected.
Option 2: Prepayment through life insurance utilizes insurance coverage and guarantees the price of the funeral and any merchandise selected.
Your funding is backed by a national industry leader that has provided pre-need insurance with thousands of policies in force. They consistently earn high marks for financial stability from the top financial ratings companies in the country.
Our plan provides life insurance benefits that are exempt from federal income tax when paid to a named beneficiary. Federal income taxes are not paid on the increasing value of the coverage or on the total benefits paid at the time of death.
With utmost consideration for your personal choices, your funeral director meets with you to show quality merchandise, assists you with the selection of necessary merchandise, and helps you make the proper arrangements. Pre-planning allows you to control the cost of a funeral by selecting merchandise that does not exceed what you want to pay. Pre-payment allows you to offset the risk of rising funeral costs from inflation in the future.